Now accepting merchant applications

Paymentsthat makes youmove forward.

MINC Pay gives South African businesses the infrastructure to accept card, contactless, QR, and digital payments — with fast onboarding and zero complexity.

48hr
Onboarding
0%
Hidden fees
4+
Payment types
Scroll
Featured Device

MincPay P5SE

MincPay P5SE

Compact. Fast. Essential.

The P5SE is MINC Pay's entry-level smart terminal — lightweight and portable, built for merchants who need reliable card and contactless payments on the go.

Tap, Chip & Swipe
Wi-Fi & SIM Ready
Fast Settlement
01 / 05

Every way your customers want to pay

From physical card terminals to remote payment links — MINC Pay gives you the complete toolkit to never miss a sale.

VISA

Card Payments

Accept all major debit and credit cards including Visa, Mastercard, and local South African cards with competitive transaction rates.

  • VISAVisa
  • Mastercard
  • EMV chip & PIN
  • Instant settlement
01

Contactless Payments

Enable tap-and-go transactions for your customers. Fast, secure, and hygienic — perfect for high-volume merchants.

  • NFC
  • PayApple Pay
  • GooglePayGoogle Pay
  • Under 2 seconds
02

QR Code Payments

Generate dynamic QR codes so customers can pay instantly from any mobile banking or payment app — no hardware required.

  • No hardware needed
  • All major banks
  • Instant confirmation
03

Payment Links

Create and share secure payment links via WhatsApp, email, or SMS. Collect payments from anywhere, no in-person transaction needed.

  • WhatsApp
  • Remote collection
  • Secure checkout
04

From application to first payment
in 48 hours

We've built a streamlined onboarding process so you spend less time on paperwork and more time running your business.

Start Your Application
01

Submit Your Application

Fill in your business details using our simple online form. Takes less than 5 minutes. No paperwork, no queues.

02

Our Team Reviews & Contacts You

A MINC Pay representative will review your application and reach out within 24 hours to confirm details and answer questions.

03

Receive Your Device

Once approved, we dispatch your payment device. You'll receive setup instructions and full support to get you ready.

04

Start Accepting Payments

Go live and start accepting card, contactless, QR, and link payments. Funds settle directly into your account.

Built for merchants who mean business

We handle the complexity of payments infrastructure so you can focus on what you do best — running your business.

Fast Onboarding

Go from application to live payments in as little as 48 hours. No lengthy approval processes.

Secure & Compliant

PCI-DSS compliant infrastructure. Your customers' payment data is always protected.

Dedicated Support

Real humans available via WhatsApp and email. We're here when you need us.

Grow With Us

Start with the basics, expand to advanced analytics and multi-user tools as your business scales.

Mobile Ready

Manage your payments from any device. Built for the way South African businesses operate.

Built for SA Businesses

Designed with local merchants in mind. We understand the South African market.

Ready to get started?

Apply today. No commitment. No hidden fees.